You know those ads where you can go to one website – usually owned by an insurance company – and get quotes from a bunch of different insurance companies and directly compare the rates? Those don’t always paint the full picture. I’m not saying those websites are lying, but you can only really get an exact quote for coverage of your home by going through a full questionnaire with the company directly – and usually with a human being. I know – that dreamy world where we don’t have to interact with each other isn’t quite here yet. Sigh. Plus, there’s more to insurance than what you pay monthly – there’s that whole service thing that occurs should you need to make a policy change or – hopefully not – a claim. I recently secured new home insurance and here’s some things I discovered along the way: Read More
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Condo and Apartment Dwellers – Know Your Insurance Policies
When you think of high-rise apartments, flood damage isn’t usually on the top of the list of things to be concerned about. After all, lakes and streams are all the way down there. Us glorious Sky Gods are safe up here, right? Oh, how wrong we are. I can now say that with experience, seeing as the condo building I live in recently experienced so much flooding that it could have been the backdrop to A River Runs Through It. Read More